Last Updated: November 14, 2025
Legal | Pavic Consulting LLC
Effective Date: January 1, 2024
Welcome to Pavic Consulting LLC. This Legal page combines our Privacy Policy, Terms of Use, and Disclaimer — including how we handle AI-generated content — to ensure full transparency.
Table of Contents
- Privacy Policy
- Terms of Use
- Disclaimer & Professional Advice
- AI-Generated Content Notice
- Changes & Contact
1. Privacy Policy
We respect your privacy and protect personal information you share with us.
Information We Collect
- You Provide: Name, email, phone, message (via contact form); company, tax, financial data (when engaged).
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Automatically: IP address, browser type, site activity via cookies/analytics (e.g., Google Analytics).
How We Use It
- Respond to inquiries
- Deliver CPA/fractional CFO services
- Improve our site and comply with laws
- We do not sell, rent, or trade your data.
Sharing
Only with trusted partners (IT, hosting, accounting tools) under confidentiality. Also if required by law or in a business transfer.
Security & Retention
SSL encryption, access controls, regular audits. Data kept only as needed (e.g., 7 years for tax records). In a breach, we notify you and authorities as required (e.g., 72 hrs for GDPR).
Your Rights
- Access, correct, or delete your data
- California (CCPA): Opt-out of sharing → Submit Request (Use ID and email of record)
- EU/UK (GDPR): Data portability, objection rights → Contact: info@pavicconsulting.com
Cookies
Used for analytics. Control via browser. Disabling may affect site features.
2. Terms of Use
By using pavicconsulting.com, you agree to these terms.
- No Client Relationship
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Site use or contact does not create a CPA-client or advisory relationship. Formal engagement requires a signed written agreement.
Permitted Use
Lawful use only. Do not:
- Violate laws
- Hack or spam
- Submit false info
Intellectual Property
All content © Pavic Consulting LLC. No copying without written consent.
DMCA takedown requests: info@pavicconsulting.com
Third-Party Links
Not responsible for external sites.
Limitation of Liability
We are not liable for damages from site use or content reliance.
Governing Law
New Jersey law. Disputes in NJ courts.
International users: local laws may apply.
3. Disclaimer & Professional Advice
All information on this site is for general informational purposes only.
It does not constitute accounting, tax, legal, or financial advice.
Do not rely on it for:
- Tax filings
- Investment decisions
- Business contracts
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Compliance actions
Professional advice is provided only after a formal, written engagement.
We strive for accuracy but make no warranties.
Your reliance is at your own risk.
4. AI-Generated Content Notice
Some content on this site — including blog posts, resource guides, and tools — may be assisted or enhanced by artificial intelligence (AI).
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AI is a tool, not a substitute for CPA judgment.
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All final content is reviewed and approved by a licensed CPA.
- No AI output is used as professional advice without human validation.
- Accuracy is not guaranteed for AI-assisted sections — always verify with us or your advisor.
Example: A “Record Retention Guide” may use AI to summarize IRS rules, but our CPA confirms compliance.
5. Changes & Contact
We may update this Legal page. Changes are posted here with a new Last Updated date.
Continued use = acceptance.
Questions?
Pavic Consulting LLC
Branchburg, NJ
